Mike Curtiss (24 Oct
2013)
"How You and Your Family Can Escape Obamacare"
Dear Doves,
Here's a way that
believer's can opt out of Obamacare. Check out these Christian
“healthcare sharing ministries” They are exempt from the individual
mandate. Take care folks,
Agape,
Michael Curtiss
How You and Your Family Can Escape Obamacare
The Daily Tattler ^ | 10-22-13
The Affordable Care Act runs more than 2,600 pages and now hundreds of
thousands of regulations. No one knows every single provision that is in
the law, which Congress did not even bother to read before passing it.
Among its most controversial provisions is the mandate forcing Americans
to purchase health insurance or face fines from the IRS. Those fines
can even take the form of wage garnishment. Americans who fail to comply
and pay the fine can end up in jail.
There is, though, a provision buried in Obamacare that provides a way
out of having to comply with the individual mandate. Pages 107 and 128
of Obamacare stipulate that members of “healthcare sharing ministries”
are exempt from the individual mandate.
Healthcare sharing ministries are non-profit entities created to allow
Christians to pay into a fund and then tap that fund when they need to
pay medical expenses. So there’s one catch — you have to be meet the
healthcare sharing group’s membership requirements to join, and as
ministries they maintain that you must be a Christian regularly
attending church before you can become a member.
Healthcare sharing ministries can approve and decline claims, and rates
can increase or decrease over the life of a policy. Some do not require
physical exams before joining and do not turn down people with
pre-existing conditions.
There’s a second catch. Obamacare stipulates that the healthcare sharing
ministry must have been in continuous operation since December 31,
1999. Enterprising ministries can’t just go out and build a new
healthcare ministry and advertise it as an ark to escape Obamacare’s
flood of regulations and higher premiums. Atheists cannot go out and
build a non-religious alternative, either. Perhaps the president’s
non-believing supporters should take this up with him. Maybe he’ll grant
them a waiver, as he has already granted to unions and corporations.
The arbitrary December 31, 1999 start date seems unfair, but so is much
of Obamacare.
Because they are Christian ministries, healthcare sharing ministries
also provide a means to escape another controversial Obamacare mandate,
which forces Americans who object to contraception and abortion to pay
for those services through their healthcare. But Christian-owned
businesses, such as Hobby Lobby and Chick-Fil-A, cannot become corporate
members of healthcare sharing ministries.
At the present time, only three healthcare sharing ministries make the
cut and provide an exemption to Obamacare: Samaritan Ministries,
Christian Healthcare Ministries and Medi-Share. Having looked over the
websites of all three, one thing is immediately clear: Unlike
Healthcare.gov, their websites actually work.