OK, so MY "personal" health care plan RENEWS on 1/1/2014.

 

Here's MY story.....FYI.

 

FYI....I am a Male, non-smoker, age 58.  NO PRE-conditions to worry about.....generally healthy.  High BP, under control by pills. 

 

1) My current policy with United Health Care.......is GOOD for ONE more year, even though it is NON-compliant.  Why isn't it being cancelled?    My guess, is because it renews on 1/1/2014, and NOT AFTER 1/20/2014.....which is a date I heard was a DROP DEAD DATE for NON-compliant renewals.

 

2) NEW MONTHLY Premium Payment.  OLD was $305 per month.  NEW, to keep all coverage as is (deductible at $3500)  $372.  UP 22%.  (wonderful........UGH!)    As they always do, I can RAISE my deductible to $5000 for $344.  To $7500 for $296 or TO $10,000 for $259.  (I will probably raise the deductible to $5000 to minimize the higher monthly premium......as I did LAST year!!  ) 

 

3) this is a policy in Florida, through United Health Care, had it for 3 years, as of 1/1/2011.     NEVER had a year where my CLAIMS came any where near the deductible.   Originally, (from memory) my monthly cost in 2011, year 1, was $250 per month? with a deductible of $2500? 

 

EVERY company has been raising rates AND pushing people to choose the HIGHER deductible plans to keep premiums at an acceptable level.....whatever THAT is!! 

 

I do NOT believe Obamacare has caused my rates to go up in the last 3 years........just the "normal" escalation of medical costs and health care premiums in the USA.  Sooooooooooooooooooo.......................

 

IN OTHER WORDS.......Obamacare has NOT "FIXED" anything, at least from MY perspective.  And my pricing continues to go up.....and NEXT year, when it becomes NON-compliant......it could get much more costly.  (Oh, surprise on THAT!!) 

 

IF I had to go to O'care now, my costs would have gone up 50% on the Bronze Plan and 100% on the Silver Plan.....so, I guess.... I'm better off with my CURRENT plan.......at least until it is NON-Grandfathered as of 1/1/2015.

 

What will THAT mean THEN?  United couldn't say at this time. 

 

PERSONALLY..............................

 

I'm hoping for the RAPTURE in the next 6 months - 12 months..... (lol) ......so hopefully I will NOT have to deal with this next year.

 

HEY.....that's MY PLAN.....and I'm sticking to it!!!    LOL

TICK TOCK..........................................Let's go home soon Lord....PLEASE  ???

 

YFIC,

Randy

 

PS----BTW........How long until Israel BOMBS Iran NOW????  NOW that there IS NO agreement with IRAN....and IF THERE IS ONE, THAT will NOT help Israel anyway!!  TICK TOCK...........BOOM..........RAPTURE?????   I HOPE, I HOPE, I HOPE! 

 

PPS........BTW........reminder, I am NOT looking for the Rapture to RUN AWAY from a BAD life here on earth. As a matter of fact, this has been one of my better years in the last 12 years !!    I am so EAGER, because I LONG to see GOD's PLANS come true and start.  And the first thing on htat agenda is:

 

1) The Rapture, and

2) The Marriage Supper of the lamb of God......

 

HEY......THAT is better than ANY PLAN I HAVE FOR THIS earthly life!!!   So......let's ROLL!!