Hi John,
 
Thank you for posting my question as I received some very helpful and scriptural replies from Gino, KML, Rhonda and Charles Holler.  I had steeled myself to hear whatever God led others to answer and was thankful to receive counsel spoken in both care and wisdom.  It is sincerely encouraging to know that other Christians are willing to take time for me, and I will not be afraid to ask any more questions on here.
 
May God bless you each one,
 
April