Jim Goodrick (12 Sep 2006)
"Financial World wants IMAGES"


Ed: keyword-synonyms : "image, avatar, logo"
Sept. 11, 2006 -- Financial world wants IMAGES
( please see Rev. 14:9-11 )
Consumers who are banking online are encountering such images and countless more as banks implement new processes to safeguard their clients' identities. Banking regulators have demanded that institutions with online banking operations beef up their methods for properly identifying customers when they log on. Banks and credit unions have until the end of this year to install a process called two-factor authentication, which requires consumers to use more than a password and PIN to identify themselves when they log on to their bank's site. That might involve acknowledging an image like an appliance or an animal. Regulators are trying to protect consumers from intrusions online and identity theft.


A Tech CU member creates a personal welcome phrase that he or she sees every time he or she logs in to the banking site. Then a random unique image is issued to the customer.
"We allow them later to select an image from our image database after they complete the initial enrollment. They see this each time they log in," Smilgys said.
http://www.insidebayarea.com/business/ci_4318195