My saga continues......after my father died, I became extremely ill, bed-ridden for about 4-6 months.  Then when I was feeling better I tried desparately to get a low stress job near my home.......after 4 months I became desparate financially, and took a position that was a 3-4hr commute/day away from home.  Naturally, as I suspected I couldn't keep it up.  So, I bit the bullet, even though I was exhausted by the weekend, I went back to area near my job look for an apartment to rent.  The plan was to refinance my condo (to pay off all my medical bills and credit card debt from not working for a year), and rent the condo out.  With all my unsecured debt my FICO score was too low to get a good interest rate.  So, I bit the bullet, moved to condo (it was anything BUT a smooth move), and listed my little condo for sale.  Even this doesn't seem to be working out.  Broker assured me that the condo would be snapped up right away, at probably higher than list price.  So, after I moved I coordinated to have carpets cleaned, all walls and ceilings painted, handi-man to fix a couple things, and finally a cleaning lady to clean up after everyone.  (That was another nightmare, with no-shows, and people just plain LIE anymore....l was suppose to have 4-5 guys to pack and move me, only 2 showed up.  Then these 2 threatened to leave halfway through the move, because it was too much work.  After threatening a lawsuit to the moving company, 3 more guys finally showed up on my door step.  Handi-men that walk off with your money and do a no show......I was suppose to have 3 painters to paint my condo, so whole job could be completed in one day......only 1 showed up.....on and on and on.)  Now, that we have the condo listed my broker is constantly beating me up every chance she gets that I'll never get the asking price SHE SUGGESTED to get the listing!  She wants me to drop it by $50,000.  But if I do that, I will walk away with NOTHING after all the closing costs, brokers commissions, and pay off all debts.  Broker lies too.....well I don't have time to go into the details.
 
Bottomline is:  A low ball offer came through this past weekend with ZERO advertising, and my broker was pressuring me to accept it.  If I had, would have walked away with nothing.  I countered the low ball offer, and buyer walked away.  But I was surprised at how relieved I felt!  Maybe I shouldn't be selling condo?  Maybe that's why everything is going wrong?  Because I am out of the will of God????
 
 So, now I'm thinking about, going back to loan broker and refinancing with the higher interest rates and rent condo out.  At least this way, a year from now, the property will have appreciated enough to hopefully allow me to sell it......or who knows perhaps move back in.
 
Naturally, if the rapture happens on Oct 4th, it would solve all my problems.  But I had hoped that all last spring.....to no avail.
 
Anyway, I need to know God's will here.  Why did I feel so relieved when the first buyer walked away?  Should I sell it or keep it and rent it out??????  I'm confused, and under tremendous financial pressure.  Credit card debt is at 24%!  100% of income is now going to credit card payments, rent and condo mortgage!  I can't keep this up much longer.
 
Why is everything so HARD?  If God had just come through with a job near my home, I wouldn't be going through all these girations.  Anyway, I need clarity or a GOOD OFFER!
 
Thanks!
 
Maranatha!
Deborah
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