Richard,

Praise God for your grandfather who planted a seeking heart in you many years ago !
And praise God that you are seeing the signs all around us now.

In answer to your question concerning Biopay, here is some information:

BioPay
The system uses biometric technology to electronically capture a customer’s finger image, store a template of the image, and then record check transactions associated with that person. When a subsequent check is presented, the customer places a finger on the biometric reader, prompting the system to search for a match, identify the customer, and deliver a history of transactions, including negative transactions with any other BioPay merchant in the country.
The SecureTouch-n-Pay system
BioBucks
Biometric technologies, which take physical characteristics like fingerprints or facial scans, to electronically identify an individual, are an acceptable means to verify the identity of credit card users, according to 85% of U.S. adults in a new survey.

"People pop their finger down, their picture appears on the screen. No other ID is needed," he said.
The system, from Indivos, Oakland, Calif., uses customers’ fingerprints as a vehicle for processing electronic funds payments like credit cards. Customers register by providing a fingerprint and a PIN (personal identification number) at the point of sale; they access their account by placing their index finger in an Indivos reader attached to the payments terminal. After the fingerprint matches the print stored in the database, the transaction is routed through standard financial networks. Such technology can help limit the number of plastic cards a consumer needs to carry, according to Indivos. -- Michael Garry.
http://www.supermarketnews.com/xref.cfm?&ID=6169&xref=biometric

That article is found at  www.cybertime.net/~ajgood/verification.html

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Paying with Thumbprint -- Nov. 20, 2003 .."BioPay"
Customers at Fox Mill Pets can pay for the doggy in the window by placing a thumb on a fingerprint scanner at the register.
The scanner is connected to a computer, which analyzes the print. Because thumbprints are unique, the computer can match the print to a customer and deduct the price of the puppy from that customer's checking account.
Trials, such as Fox Mill Pets' partnership with biometrics firm BioPay, may prove otherwise. Eleven Food 4 Less stores in the Midwest and three Kroger grocery stores in Texas are trying fingerprint scanners, as are other shops.

It improves productivity, reduces operating costs, improves cash flow and lowers fraud," says Ron Smith, CEO of
Biometric Access, which makes fingerprint systems similar to the one at Fox Mill Pets. "It puts the 'express' in 'express lane.' " Pay By Touch is another player in the market.
http://www.usatoday.com/tech/news/techinnovations/2003-11-17-biometrics_x.htm

The above article is found at www.cybertime.net/~ajgood/chip2.html

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McDonalds, Wal-Mart and Kroger's...fingerprint buying-- July 31-2002
In some ways, biometric access tests consumers' willingness to give up some privacy to gain convenience.
A customer signs up by having a finger scanned into a database by special machines and designating a credit or debit card to which purchases will be charged.
To make a purchase, consumers have their finger read at checkout, often on a pad incorporated into a console that also reads swipe cards and provides for personal identification number (PIN) entry.
Food retailers are leading the way in trying out the devices.....

And two [McDonald] restaurants on Long Island, N.Y., allow paying at the drive-through with E-Zpass, the car device that lets motorists to pass through tollbooths without stopping and bills a prepaid account.
''When it comes to drive-through, speed is of the essence,'' Howard says......

But critics deride it as the ''technology of surveillance and control.'' They fear companies that collect the fingerprint data, such as BioPay in Herndon, Va., or Indivos in Oakland,
will be pressured to divulge data to law enforcement.
''It's like E-ZPass, which tracks you but is pitched as more convenient,'' says Philip Bereano, chairman of the national committee on databases and civil liberties for the ACLU.
''The protection of civil liberties means less efficient convenience is the way to go.''
http://story.news.yahoo.com/news?tmpl=story2&cid=711&ncid=738&e=9&u=/usatoday/20020730/tc_usatoday/4316861

The above article is found at www.cybertime.net/~ajgood/ch1p3.html

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May the Lord keep you searching and finding, and may many others too have eyes to see what is fast approaching on the horizon.

God bless,Jim Goodrick
www.cybertime.net/~ajgood/chipindex.html