Dear John; The foolish one's had" Lamps" without oil. Where your heart is,is where your treasure will be. I believe we have a choice to gain worldly riches, or be a "wise virgin" who longs for the riches that are in Christ Jesus. I really find a treasure when the Holy Spirit opens the meaning of a Scripture verse that I never seen before.I know the rapture is very near because I've studied,watched,waited, and studied again. When the morning of 911 happened, the foolish virgins called my home, soon after 911, they went back to their worldly "affections" again. At midnight, the foolish virgins will call me again. I will tell them, this hour has not caught me "unawares" because my treasure is where my heart is. I have waited for the day that Jesus would raise me up to be with him, and I set my affections on the things above, and not the things of this world.Yes, the Foolish virgins had a choice,because each one was given a  Lamp, but a Lamp is useless when you leave it unattended. Their Lamps went out  because they were busy with their own more important affections.  Louis