I am also leary about leaving my money in the bank, and I don't know with 100% certainty as what to do. If our money becomes valueless, would it make any difference if we had it with us at home where we would have to worry about it being stolen or if we left it in the bank where it could be frozen by the government? Of course, we could use it to buy food and pay our bills, but for how long? I just wish I knew. After reading an article called Vision of The Coming Economic Collapse (which is not for the faint hearted to read) at http://all-things-new.net/index.php?showtopic=9358&st=0&#entry1452009 whch tells about food riots with people robbing grocery stores and then the main distribution centers where the food is kept before it is shipped to the supermarkets, and after that people coming to our houses to rob us of our food supplies if we stock up, I also wish I was gone yesterday. When jobless people with no income, or retirees who no longer have social security or pension checks to depend on start rioting and robbing for food, I would imagine that the President would declare martial law and he also had the ability to take our food supplies and freeze our bank accounts. I wonder if that point we will somehow be forced into the North American Union with the introduction of the Amero for money, and any money left in the bank would be converted into the Amero, and any money at home that wasn't stolen could also be taken back to the bank and converted into the Amero. However, if the banks all collapse and we don't go into a North American Union and our money left in the bank isn't converted to the Amero, then any one that left their money in the bank might end up with no money just like anyone who took their money out of the bank would end up with worthless money. So you can see why I don't know what to do. So what do you see as an advantage in withdrawing all money from the bank except for money needed to cover checks written?