On the contrary, Matthew 25:13 sums up very nicely and clearly that verses 1 through 12 is an admonition/ warning from the Lord Himself that the whole passage of scriptures in Matthew 25:1-12 is SPECIFICALLY talking to the Church which shall include Jew and Gentile Christians who will be found to be either "wise" or "foolish" AT HIS COMING!!

Matthew 25:13 - "Watch therefore, for you know neither the day nor the hour in which the Son of Man is COMING."

What can be clearly than THAT??