Barry, I have always struggled with people's interpretation of this parable - it seems like some important "something" was missing in every explanation I've heard. Your take on it makes absolute sense to me. I know Christians who fit into that "foolish virgin" category, knowing that the rapture is coming but believing that their "fire insurance" guarantees them a place in it.
Thank you for taking the time to shed some light on this. I appreciate your wisdom and spiritual discernment.