Dear Joe

Please see following link that offers some insight in 401k withdrawals.

YBIC
John NL



http://finance.yahoo.com/focus-retirement/article/113288/401k-withdrawal-mistakes-avoid-usnews;_ylt=AlgZlT_yG_u18hrk0.HaoPW7YWsA;_ylu=X3oDMTE1MnUzc2xpBHBvcwMzBHNlYwNmaWRlbGl0eUZQBHNsawM0MDFrd2l0aGRyYXc-?mod=fidelity-managingwealth&cat=fidelity_2010_managing_wealth